Maple Story 4th Job Guide – Easy Tips For Long-Time Players

When you reach level 120, you’ll be able to get new job advancement. This is the last one you’ll ever need, and it’s also the most powerful for any class. Here’s what you need to know about each class’ individual advancement:

White Knights become Paladins, Dragon Knights become Dark Knights, and Crusaders become Heroes. Priests become Bishops, Mages become Arch Mages, Rangers become Bow Masters, and Snipers become Marksmen. Hermits become Night Lords, and Chief Bandits become Shadowers.

In every case, in order to get the Maple Story 4th job, you need to talk to the NPC you spoke to in order to get the 3rd job advancement. Then you’ll be told who to meet to get the 4th job. For Bowmen, the NPC is Legor. For Warriors, it’s Harmonia. For Magicians, his name is Gritto, and for Thieves, it’s Hellin. All 4th job advancement NPCs will ask you to get two items: a Heroic Star and a Heroic Pentagon. They’re dropped by Griffey and Manon, but you can also get them by giving a Secret Letter of Spell scroll to Chief Tatamo in Leafre. You can buy said scroll in the 44th floor of Eos Tower from a someone named Vega. It costs 10 million mesos.

Take Heroic Star and Heroic Pentagon to your 4th job advancement NPC and he’ll give you a new skill book. Talk to him again and he’ll give you your new job. You’ll be rewarded 3 skill points and 5 ability points as well. To get most of your 4th job skills, you have to do quests.

Play Poker With Online Casinos

There is this inherent desire in every human being to earn loads of money and that too, as soon as possible. However, it is hard to refute that there is no shortcut to success. With the introduction of online casino games and poker, there finally seems to be a way to play online poker easily.

Why is online poker so popular?

Online poker seems to be the buzzword among both die hard gamblers and novices who are simply thrilled by the rising popularity of this game. In fact, most of the students in USA prefer playing poker rather than engaging themselves in summer jobs for their allowances. Although, online poker games might start as a hobby for most of the people, it soon goes on to become a source to earn some easy money instantly.

Most of the people seem to be welcoming the concept of poker games. However, critics slam it as a fraudulent and highly risky game which could backfire on the player at any point of time. Although a large number of professional players bet that their success rate is cent percent, another fact which needs to be understood is that playing poker with online casinos still hasn’t been able to receive legal sanction.

Are parents fine with it?

Most of the parents seem to be sceptical of their children who invest large amount of their time, energy and even money while playing online poker. However, certain parents are also completely comfortable with the idea of their children playing poker in order to provide their tuition fee themselves.

Though it cannot be ignored that there are mammoth amount of failure stories where people have lost huge amount of money while playing poker, winning is not fairly common. Professional players who play poker for a fee claim that it is important to learn certain gambling moves in order to master the game. One can only learn these moves when they have practiced the game again and again, therefore mastering it. It is advisable that novice gamblers who do not have a thorough knowledge of online poker should not risk investing too much amount while playing online poker initially.

On the other hand, professional poker players seem to be more cautious than any other kind of player. This is because these individuals are supposed to play on a limited amount of sum and claim their win as well. The best advice which can be doled out to any novice who is about to venture into the world of online poker would be not to invest their amount in one go. It is better to increase or decrease the amount of sum invested on the basis of their performance in them game.

Do You Know the Cost of Fraud?

Every business is subject to the potential for fraud. Every business that does not believe that they can be the victim of fraud needs to assess their operations for red flags that could point to fraud. Fraudsters are very good at hiding their crimes. They are not going to advertise their crime, but many make the mistake of telling a friend or relative of their exploits. When this occurs it is time to hire a forensic accountant.

In other cases there are some telltale signs that fraud might be occurring. A red flag is a set of conditions that are extraordinary in nature or vary from the normal activity. It is an indicator that something is out of the ordinary and may need to be investigated further. Remember that red

flags do not indicate guilt or innocence but merely provide possible warning signs of fraud.

Employee Red Flags

There are certain changes in employee behavior that could point to fraud being committed. The ACFE has identified the following changes:

• Employee lifestyle changes: expensive cars, jewelry, homes, clothes

• Significant personal debt and credit problems

• Behavioral changes: these may be an indication of drugs, alcohol, gambling, or just fear of losing the job

• High employee turnover, particularly in those areas which are more susceptible to fraud

• Refusal to take vacation or sick leave

• Lack of segregation of duties in the vulnerable area

The information provided here gives facts provided by the Association of Certified Fraud Examiners (ACFE) Report to the Nations (2016).

CFEs (Certified Fraud Examiners) estimate the average business realizes losses of 5% of annual revenues to fraud. The median loss from a single case of work-related fraud was $150,000. The study investigated more than 2,400 of these types of fraud cases and the result was that the crimes created a total loss of more than $6.3 billion. More than 23% of work-related fraud cases resulted in a loss of at least $1 million. The three major categories of occupational fraud are financial statement fraud and caused the greatest median loss per scheme:

• Asset misappropriation $125,000

• Corruption $200,000

• Financial Statement Fraud $925,000

When proprietors or executives committed fraud, the median damage was more than 10 times greater than when employees were the perpetrators.

• The average employee fraud was $65,000

• The average manager fraud was $175,000

• The average proprietor/executive fraud was $703,000

The more people involved in occupational fraud, the higher losses tend to be:

• One person $65,000

• Two people $150,000

• Three people $220,000

• Four people $294,000

• Five or more people $633,000

Victim businesses that failed to implement anti-fraud controls realized greater median losses-in fact twice as much. (The amounts below compare those with controls vs. those without controls.)

• Proactive Data Monitoring & Analysis $92,000 vs. $200,000

• Management Review $100,000 vs. $200,000

• Hotline $100,000 vs. $200,000

The most common methods used to detect fraud come from a variety of sources. According to the ACFE these methods are as follows based on the most common to the least common method:

• Tips

• Internal audit

• Management review

• By accident

• Account reconciliations

• Other

• Document examination

• External audit

• Notified by law enforcement

• Surveillance monitoring

• IT Controls

• Confession

If your business has not performed the ACFEs Fraud Prevention Checklist, then it should be done immediately. Preventing fraud is the best way to avoid fraud.

Types Of Gambling Services

The gambling industry rakes in billions of dollars every year and provides millions of job opportunities. Although criticized by some quarters that say it promotes corruption at different levels, crime and compulsive gambling, it nevertheless has importance when money needs to be raised for certain services without increasing tax.

There are many types of gambling, not all legal. Some are public and others private.

Lottery

Lotteries are based on chance where players purchase sets of numbers in the hope that they match draws. Depending on the stakes, winners can take home millions of dollars or be awarded with lesser prizes like cars and electronics.

Players buy several sets of numbers to increase chances of winning which are always slim. Still, the desire to win compels many to continue purchasing tickets. A report in 2011 recorded global lottery sales of around $262 billion.

Slot machine

Slot machines are also a game of chance. A player inserts money into the machine and uses a lever or a button to spin reels. If the combination pictures or numbers are identical, the player wins. Like most gambling/casino machines, slot machines are designed such that the odds of winning are slim. This brings in money for the house while compelling players to accept the challenge.

Bingo

Bingo is a game that sees players ticking off numbers on a card called out by a caller. Whoever has the series of numbers on the card wins. The numbers called out are completely random and the game requires players to pay attention as if a player has the number on his card but fails to mark it, he loses his chance of winning.

Blackjack

Blackjack is a card game frequently played in casinos. The game itself is quite simple but can cause players to chance taking more cards and seeing them lose. Players are dealt a card each turn and the value of the cards are added up to as close to 21 as possible. If a player totals 18 and his opponent scores 17, the first player wins. However, in the quest to getting to the sum of 21, players sometimes keep taking other cards to total more than 21. In this case, the player who exceeds the number loses and his opponent wins.

Roulette

Roulette is another popular casino game that sees players betting on where a ball lands. The host spins a wheel as the players bet on which numbered hole they think the ball will land on. They may also bet on a string of numbers that add up to even or odd numbers. Whoever guesses right, wins.

Scratchcards

Scratchcards are cards on which are printed numbers or symbols hidden beneath a covering that can be scratched by a coin or hard object. The results are declared on television, radio or newspapers. The buyer who has the right number/series of numbers or symbols wins.

Most scratchcard contests offer less valuable prizes although the odds of winning are greater than in slot machines and other types of gambling.

Poker

Poker is a very popular card game played between two or more people. They’re given two cards each with three laid face down on a table. Bets are placed on the value of the cards. The player having the highest hand wins taking into account not only the cards in hand but on the table.